:root{--bl:#1E41C8;--bld:#152F92;--gd:#D4A017;--gds:#F4E3B2;--bg:#F4F6FB;--sf:#FFFFFF;
--ink:#22242B;--mut:#5A6172;--ln:#DCE1EE;--dk:#2B2D33;--w:1200px}
*{margin:0;padding:0;box-sizing:border-box}
html{scroll-behavior:smooth}
body{font-family:'Segoe UI',system-ui,-apple-system,Arial,sans-serif;background:var(--bg);
color:var(--ink);line-height:1.7;font-size:16px}
a{color:var(--bld);text-decoration:none}a:hover{color:var(--bl)}
.ux-topbar{background:var(--dk);color:#C9CEDB;font-size:12.5px;display:flex;justify-content:center;
gap:8px;padding:7px 12px;letter-spacing:.06em}
.ux-topbar b{color:var(--gd)}
.ux-head{background:var(--sf);border-bottom:1px solid var(--ln);position:sticky;top:0;z-index:50}
.ux-hwrap{max-width:var(--w);margin:0 auto;display:flex;align-items:stretch;gap:26px;
padding:0 20px;flex-wrap:wrap}
.ux-logo{display:flex;align-items:center;gap:10px;font-weight:800;font-size:21px;color:var(--ink);padding:14px 0}
.ux-logo b{color:var(--bl)}
.ux-logo .mk{background:var(--bl);color:#fff;font-size:12px;border-radius:6px;padding:2px 8px}
.ux-nav{display:flex;margin-left:auto;flex-wrap:wrap;align-items:stretch}
.ux-nav a{display:flex;align-items:center;padding:0 15px;color:var(--mut);font-weight:600;
font-size:14.5px;border-bottom:3px solid transparent;margin-bottom:-1px}
.ux-nav a:hover{color:var(--bld);border-bottom-color:var(--gds)}
.ux-nav a.on{color:var(--bld);border-bottom-color:var(--gd)}
.ux-burger{display:none;margin:10px 0 10px auto;background:var(--bg);border:1.5px solid var(--bl);
border-radius:8px;padding:6px 12px;cursor:pointer;color:var(--bld);font-size:14px;font-weight:700}
.ux-hero{background:linear-gradient(120deg,var(--bld) 0%,var(--bl) 55%,#3D63E4 100%);color:#fff;position:relative;overflow:hidden}
.ux-hero::after{content:"";position:absolute;inset:0;
background-image:linear-gradient(rgba(255,255,255,.07) 1px,transparent 1px),linear-gradient(90deg,rgba(255,255,255,.07) 1px,transparent 1px);
background-size:44px 44px;pointer-events:none}
.ux-hero .in{max-width:var(--w);margin:0 auto;padding:58px 20px 54px;position:relative;z-index:1}
.ux-kick{color:var(--gds);font-size:13px;font-weight:800;letter-spacing:.2em;text-transform:uppercase;margin-bottom:10px}
.ux-hero h1{font-size:clamp(27px,3.8vw,43px);line-height:1.16;font-weight:800;max-width:22ch}
.ux-hero .lead{color:#D9E2FB;font-size:17.5px;max-width:64ch;margin:16px 0 0}
.ux-chips{display:flex;flex-wrap:wrap;gap:8px;margin-top:24px}
.ux-chip{background:rgba(255,255,255,.12);border:1px solid rgba(255,255,255,.35);border-radius:20px;
padding:5px 14px;font-size:13px;font-weight:600}
.ux-cta{display:flex;gap:14px;margin-top:26px;flex-wrap:wrap}
.ux-btn{display:inline-block;background:var(--gd);color:var(--dk);font-weight:800;padding:12px 26px;
border-radius:8px;border-bottom:4px solid #A87D0E}
.ux-btn:hover{background:#E8B62A;text-decoration:none}
.ux-btn.ghost{background:transparent;color:#fff;border:1.5px solid rgba(255,255,255,.5)}
.ux-wrap{max-width:var(--w);margin:0 auto;padding:0 20px}
.ux-main{padding:46px 0 30px}
.ux-sec{margin-bottom:42px}
.ux-sec .k{color:var(--bl);font-size:12.5px;font-weight:800;letter-spacing:.18em;text-transform:uppercase;margin-bottom:6px}
.ux-sec h2{font-size:25px;color:var(--ink);font-weight:800;margin-bottom:12px}
.ux-sec h2 em{color:var(--bld);font-style:normal}
.ux-cards{display:grid;gap:16px;margin:22px 0}
.ux-cards.c3{grid-template-columns:repeat(3,minmax(0,1fr))}
.ux-cards.c2{grid-template-columns:repeat(2,minmax(0,1fr))}
.ux-card{background:var(--sf);border:1px solid var(--ln);border-radius:12px;border-top:3px solid var(--bl);
padding:20px;display:flex;flex-direction:column;gap:8px;box-shadow:0 1px 3px rgba(21,47,146,.05)}
.ux-card:hover{border-top-color:var(--gd);box-shadow:0 8px 22px rgba(21,47,146,.1)}
.ux-card .tag{align-self:flex-start;background:#E9EEFB;color:var(--bld);font-size:11.5px;font-weight:800;
letter-spacing:.1em;text-transform:uppercase;padding:3px 10px;border-radius:6px}
.ux-card h3{font-size:17px;line-height:1.4;color:var(--ink)}
.ux-card h3 .vs{color:var(--gd);font-weight:800}
.ux-card p{color:var(--mut);font-size:14px;flex:1}
.ux-card .meter{display:flex;gap:4px;margin-top:auto}
.ux-card .meter i{width:26px;height:7px;border-radius:4px;background:var(--ln)}
.ux-card .meter i.f{background:var(--bl)}.ux-card .meter i.g{background:var(--gd)}
.ux-prose{font-size:16.5px}
.ux-prose h2{font-size:24px;color:var(--ink);margin:36px 0 12px;font-weight:800;
border-left:5px solid var(--gd);padding-left:12px}
.ux-prose h3{font-size:18.5px;color:var(--bld);margin:24px 0 8px}
.ux-prose p{margin-bottom:14px}
.ux-prose ul,.ux-prose ol{margin:0 0 16px 22px}
.ux-prose li{margin:5px 0}
.ux-prose blockquote{background:var(--gds);border-left:5px solid var(--gd);border-radius:0 10px 10px 0;
padding:14px 18px;margin:18px 0;color:#4A3A05}
.ux-prose table{border-collapse:collapse;width:100%;font-size:14.5px;background:#fff;margin:16px 0}
.ux-prose th{background:var(--bl);color:#fff;text-align:left;padding:10px 12px;font-weight:700}
.ux-prose td{border:1px solid var(--ln);padding:9px 12px}
.ux-prose tr:nth-child(even) td{background:#F7F9FD}
.tbl-wrap{overflow-x:auto;margin:16px 0}
.tbl-note{font-size:13px;color:var(--mut);margin-top:-8px;margin-bottom:14px}
.ux-crumb{font-size:13.5px;color:var(--mut);margin:24px 0 8px}
.ux-crumb a{color:var(--bld)}
.ux-art-h{border-bottom:1px solid var(--ln);padding-bottom:18px;margin-bottom:6px}
.ux-art-h h1{font-size:clamp(24px,3.2vw,36px);line-height:1.22;color:var(--ink);font-weight:800}
.ux-meta{color:var(--mut);font-size:13.5px;margin-top:10px}
.ux-meta b{color:var(--bld)}
.ux-fig{margin:26px 0;background:#fff;border:1px solid var(--ln);border-radius:12px;padding:16px}
.ux-fig img{width:100%;height:auto;display:block}
.ux-fig figcaption{font-size:13px;color:var(--mut);margin-top:10px;text-align:center}
.ux-faq{background:#fff;border:1px solid var(--ln);border-radius:12px;padding:8px 22px;margin:30px 0}
.ux-faq h2{font-size:21px;color:var(--ink);margin:14px 0 8px;font-weight:800}
.ux-faq details{border-bottom:1px solid var(--ln);padding:10px 0}
.ux-faq details:last-child{border:0}
.ux-faq summary{cursor:pointer;font-weight:700;color:var(--bld);padding:6px 0 6px 30px;list-style:none;position:relative}
.ux-faq summary::before{content:"◆";position:absolute;left:4px;color:var(--gd);font-size:14px}
.ux-faq details[open] summary::before{content:"◇"}
.ux-faq .a{padding:2px 0 8px 30px;color:#3A3E49;font-size:15px}
.ux-rel{background:#fff;border:1px solid var(--ln);border-left:5px solid var(--gd);border-radius:12px;
padding:18px 22px;margin:30px 0}
.ux-rel h2{font-size:17.5px;color:var(--ink);margin-bottom:8px;font-weight:800}
.ux-rel ul{list-style:none}
.ux-rel li{padding:6px 0;border-bottom:1px dashed var(--ln)}
.ux-rel li:last-child{border:0}
.ux-toc{background:#fff;border:1px solid var(--ln);border-radius:12px;padding:14px 20px;margin:20px 0;font-size:14px}
.ux-toc b{color:var(--bld);display:block;margin-bottom:6px;font-size:13px;letter-spacing:.1em;text-transform:uppercase}
.ux-toc ol{margin-left:20px}
.ux-foot{background:var(--dk);color:#AEB4C2;margin-top:54px}
.ux-foot .in{max-width:var(--w);margin:0 auto;padding:42px 20px 18px;display:grid;
grid-template-columns:2fr 1fr 1fr 1.4fr;gap:32px;font-size:14px}
.ux-foot .fth{color:#fff;font-size:14.5px;margin-bottom:10px}
.ux-foot a{color:#AEB4C2;display:block;padding:3px 0}
.ux-foot a:hover{color:var(--gd)}
.ux-foot .brand{display:flex;align-items:center;gap:10px;color:#fff;font-weight:800;font-size:19px;margin-bottom:10px}
.ux-foot .brand b{color:var(--gd)}
.ux-legal{border-top:1px solid #3B3E46;margin-top:30px;padding-top:14px;font-size:12.5px;color:#9CA3B8;line-height:1.6}
.ux-badge18{display:inline-block;background:var(--gd);color:var(--dk);font-weight:800;
padding:3px 12px;border-radius:6px;font-size:12.5px;margin-bottom:12px}
.ux-copy{font-size:12px;color:#9CA3B8;padding-bottom:16px}
@media(max-width:1020px){.ux-cards.c3{grid-template-columns:repeat(2,minmax(0,1fr))}
.ux-foot .in{grid-template-columns:1fr 1fr}}
@media(max-width:860px){.ux-nav{display:none;flex-direction:column;width:100%;padding-bottom:12px}
.ux-nav.open{display:flex}.ux-nav a{padding:10px 15px;margin:0;border-bottom:0}
.ux-burger{display:block}.ux-hwrap{gap:8px}}
@media(max-width:640px){.ux-cards.c3,.ux-cards.c2{grid-template-columns:1fr}
.ux-foot .in{grid-template-columns:1fr}.ux-hero .in{padding:44px 20px}
.ux-cta .ux-btn{display:block;text-align:center}}